Motorcycle riding, often associated with freedom and adventure, carries inherent risks that are different from those faced by other motorists. Motorcyclists not only are more vulnerable to serious injuries but also face unique challenges when filing accident claims.

Discover why motorcycle accident claims can be complicated and how to manage these challenges with the help of our Alabama motorcycle attorneys at The Vance Law Firm Injury Lawyers.

 Higher Risks

One reason why motorcycle accident claims are so complicated stems from the very nature of riding. Unlike passengers in cars or larger vehicles, motorcyclists lack physical protections such as airbags and steel frames.

Recent accident statistics show that per 100 vehicle miles traveled (VMT), there were 30.68 motorcyclist fatalities versus just 1.22 for passenger cars. That means motorcycle riders have a 24 times higher likelihood of dying in a crash than passenger vehicle occupants.

This exposure also means that when accidents do occur, motorcyclists often sustain severe injuries, ranging from broken bones to traumatic brain injuries. The severity and complexity of these injuries often complicate the medical and legal processes that follow.

Bias Against Motorcyclists

Motorcyclists frequently face unfair prejudice when pursuing claims for their injuries after a crash. Many drivers and employees within the legal and insurance industries have biases against riders, stereotyping them as reckless or thrill-seeking.

These prejudices can influence how insurance claims adjusters, juries, and witnesses perceive the events leading up to an accident. It can also skew fault assessments and impact the settlement offers that motorcyclists receive, often to their detriment.

Difficulty in Assessing Fault

Determining fault in motorcycle accidents can be challenging. Due to their smaller size and agility, motorcycles are often less visible on the road, which can lead to other drivers inadvertently overlooking them.

The visibility issue can complicate fault assessments. Other motorists might claim the reason they did not see the motorcyclist was because the motorcyclist was speeding or recklessly weaving through traffic, whether or not it’s true.

Road conditions, weather, and motorcycle handling can also affect the interpretation of an accident’s cause. These complexities require an attorney to have an in-depth understanding of motorcycle accident cases.

Issues Related to Insurance Coverage

Motorcyclists often face higher insurance premiums and may have different coverage limits than standard automobile insurance policies. After an accident, motorcyclists may discover their insurance does not cover all medical expenses or damages due to their policy terms.

Dealing with another party’s insurance company can be challenging as well, especially if the parties disagree on fault.  For instance, helmet use can become a liability issue in motorcycle cases. Since Alabama follows contributory negligence, if a motorcyclist isn’t wearing a helmet in a crash, they could be considered partially at fault for their injuries and lose their right to compensation.

How to Combat These Misconceptions

Winning a motorcycle accident claim requires combatting the stereotypes that often cloud judgments about motorcyclists. Dispelling these myths ensures your case gets a fair and just evaluation. Here’s how our attorneys and motorcycle rider advocates at The Vance Law Firm Injury Lawyers can help you fight prejudices and strengthen your claim:

• Educate Involved Parties: Our attorneys address and counter common myths about motorcyclists by presenting clear, factual arguments and evidence, ensuring biases don’t affect the outcome of your claim.

• Compile Critical Documentation: We gather comprehensive evidence, including medical records and police reports, to build a solid case and show the extent of your injuries.

• Present Strong Evidence: We rely on compelling evidence like expert accident reconstruction, camera footage, and witness testimonies to establish a factual account of the incident.

• Advocate for Fair Treatment: We aggressively advocate for your rights and ensure you receive the respect and fair treatment you deserve.

Schedule Your Free Case Review Today

If you’re hurt in a motorcycle crash caused by another driver in Alabama, you need experienced legal representation. At The Vance Law Firm Injury Lawyers, we help you combat bias against motorcyclists and maximize your compensation after an accident.

Contact us today for a free consultation to discuss your options.