January 15, 2024
Auto Accident

The rideshare industry has transformed transportation in Alabama, with services like Uber and Lyft becoming widely recognized for their convenience and affordability in getting people from place to place.

But as ridesharing grows, with 36% of Americans using ridesharing services, so does the frequency of related accidents. Given that regulations for ride-sharing apps are relatively new and still evolving, navigating the legal repercussions of an accident involving these services can be challenging.

Individuals injured in rideshare accidents need an attorney with experience dealing with the unique legal challenges that typically arise. Our Alabama Uber accident lawyers can help ensure that whoever is at fault is identified and you are compensated for your injuries.

Whom Do I Sue?

Pursuing legal action after a rideshare accident entails identifying liable parties. This process is influenced by various factors, with the specifics of the accident playing a role in the outcome.

  • Rideshare driver: In many cases, the rideshare driver may be at fault for the accident. Like any other driver on the road, they can make errors in judgment, drive recklessly, or violate traffic laws. If the rideshare driver’s negligence led to the accident, they could be held personally responsible for your injuries.
  • Another driver: Rideshare accidents can involve multiple vehicles. If another driver caused the accident through their negligence, such as running a red light or rear-ending the rideshare vehicle you were riding in, you may have a claim against that driver.
  • The rideshare company: Uber, Lyft, and other rideshare companies have faced lawsuits related to accidents involving their drivers. In certain situations, you may be able to hold the rideshare company responsible, especially if their policies or practices contributed to the accident.

Was Your Driver On- or Off-Duty?

Determining liability in rideshare accidents is not always straightforward. One of the primary factors affecting liability is the rideshare driver’s status at the time of the accident.

When online, awaiting a ride request

When a driver is signed into the app but not yet engaged in transporting passengers, they are considered inactive. If an accident occurs and the driver is at fault, their personal auto insurance policy is responsible for covering the incident.

When en route or actively transporting a passenger

 If a rideshare driver is in the process of fulfilling a ride request and actively transporting a passenger, any injuries from an accident during this period are typically covered by the rideshare company’s insurance policy.

Companies like Uber and Lyft provide liability coverage, uninsured motorists insurance for bodily injuries, and comprehensive and collision coverage for the cash value of the vehicle to protect both drivers and passengers.

Potential Complications in Determining Liability in Ride Share Accidents

Other factors that could influence who is responsible for your injuries include:

  • Vehicle maintenance and condition: If a vehicle malfunction or poor maintenance caused the accident, liability could be influenced depending on who is responsible for the vehicle upkeep – the driver or, in some cases, the rideshare company.
  • Rideshare company policies and background checks: The practices of the rideshare company in terms of hiring drivers, conducting background checks, and enforcing safety policies can impact liability. If it’s found that the company was negligent in its hiring practices—such as by hiring a driver without a valid license—or did not adequately ensure the safety of its service, it could be held liable.

Insurance Considerations for Rideshare Accidents

All reputable rideshare companies carry insurance to protect drivers and passengers against financial catastrophe. Some of the coverage limits for the most popular rideshare apps include:

Insurance AspectLyft CoverageUber Coverage
Coverage when the app is offDriver’s personal auto insurance appliesDriver’s personal auto insurance applies
Coverage when app is on (waiting for request)Third-party liability: $50,000 per person for bodily injury $100,000 per accident for bodily injury $25,000 per accident for property damageThird-party liability: At least $50,000 in injury liability per person $100,000 in total liability per crash $25,000 in property damage liability per crash
Coverage en route to passengers/during ridesAt least $1,000,000 for third-party auto liability   First-party coverage (UM, UIM, PIP, MedPay, Occupational Accident)   Contingent comprehensive & collision (if personal policy has it) with a $2,500 deductibleAt least $1,000,000 for third-party auto liability

Collision and comprehensive coverage (replaces personal insurance), subject to a $2,500 deductible   Uninsured or underinsured motorist bodily injury coverage

Contact Our Firm for Help with Your Rideshare Accident Claim in Alabama

At The Vance Law Firm Injury Lawyers, our attorneys are dedicated to aggressively seeking compensation for your injuries resulting from a ridesharing accident. We can advise you on what to do immediately after an accident, help you collect evidence, and help file your claim to get you the compensation you deserve.

If you or a loved one has been harmed in a ridesharing accident, arrange a free consultation with our car accident attorneys. We operate on a contingency fee basis, meaning you won’t have to concern yourself with legal fees unless we successfully secure compensation for your case.

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