The rideshare industry has transformed transportation in Alabama, with services like Uber and Lyft becoming widely recognized for their convenience and affordability in getting people from place to place.
But as ridesharing grows, with 36% of Americans using ridesharing services, so does the frequency of related accidents. Given that regulations for ride-sharing apps are relatively new and still evolving, navigating the legal repercussions of an accident involving these services can be challenging.
Individuals injured in rideshare accidents need an attorney with experience dealing with the unique legal challenges that typically arise. Our Alabama Uber accident lawyers can help ensure that whoever is at fault is identified and you are compensated for your injuries.
Pursuing legal action after a rideshare accident entails identifying liable parties. This process is influenced by various factors, with the specifics of the accident playing a role in the outcome.
Determining liability in rideshare accidents is not always straightforward. One of the primary factors affecting liability is the rideshare driver’s status at the time of the accident.
When a driver is signed into the app but not yet engaged in transporting passengers, they are considered inactive. If an accident occurs and the driver is at fault, their personal auto insurance policy is responsible for covering the incident.
If a rideshare driver is in the process of fulfilling a ride request and actively transporting a passenger, any injuries from an accident during this period are typically covered by the rideshare company’s insurance policy.
Companies like Uber and Lyft provide liability coverage, uninsured motorists insurance for bodily injuries, and comprehensive and collision coverage for the cash value of the vehicle to protect both drivers and passengers.
Other factors that could influence who is responsible for your injuries include:
All reputable rideshare companies carry insurance to protect drivers and passengers against financial catastrophe. Some of the coverage limits for the most popular rideshare apps include:
Insurance Aspect | Lyft Coverage | Uber Coverage |
Coverage when the app is off | Driver’s personal auto insurance applies | Driver’s personal auto insurance applies |
Coverage when app is on (waiting for request) | Third-party liability: $50,000 per person for bodily injury $100,000 per accident for bodily injury $25,000 per accident for property damage | Third-party liability: At least $50,000 in injury liability per person $100,000 in total liability per crash $25,000 in property damage liability per crash |
Coverage en route to passengers/during rides | At least $1,000,000 for third-party auto liability First-party coverage (UM, UIM, PIP, MedPay, Occupational Accident) Contingent comprehensive & collision (if personal policy has it) with a $2,500 deductible | At least $1,000,000 for third-party auto liability Collision and comprehensive coverage (replaces personal insurance), subject to a $2,500 deductible Uninsured or underinsured motorist bodily injury coverage |
At The Vance Law Firm Injury Lawyers, our attorneys are dedicated to aggressively seeking compensation for your injuries resulting from a ridesharing accident. We can advise you on what to do immediately after an accident, help you collect evidence, and help file your claim to get you the compensation you deserve.
If you or a loved one has been harmed in a ridesharing accident, arrange a free consultation with our car accident attorneys. We operate on a contingency fee basis, meaning you won’t have to concern yourself with legal fees unless we successfully secure compensation for your case.